Lemonade's Preventative Care Options, Explained

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preventative care

If you want to add a bit extra to your dog or cat’s Lemonade Pet health insurance policy, we’ve now got some exciting options that can help cover your furry friend for everything from vaccinations to routine dental cleaning.

While a basic accident and illness pet health insurance policy will cover you for the unexpected things in your fur fam’s future, adding preventative care to your coverage can help with expenses you’re already spending money on.

There’s a good chance you’re already paying more out-of-pocket than the cost of our new preventative care packages for your pet’s ongoing health care, and by adding it to a Lemonade policy you’ll be covered for all kinds of things that help keep your pet healthy—like your annual wellness exam, blood tests, vaccines, and more. 

Here’s what we’ll cover:

Lemonade’s Preventative Care package

Adding the Preventative package to your pet’s base policy comes with it a number of advantages. Basically, Lemonade can help cover up to 90% of your vet bills, depending on how you’ve customized your policy. Plus, Preventative Care is not subject to your policy’s annual deductible.

You get covered for up to three vital vaccinations, as well as an annual blood test that can help detect health problems. You’ll also be covered for annual screening tests for parasites (catching an issue early could spare you treatment costs from $400 to $1,000) and heartworm, as well as an annual physical for your cat or dog.

In addition, you’ll have access to our medical advice chat via the Lemonade app—no more searching Quora or frantically Googling to get your answers about your pet’s health.

Here’s what can be covered as a part of our Preventative Care Package*:

  • 1 Wellness Exam – Up to $50/yr
  • 1 Fecal or Internal Parasite Test – Up to $35/yr
  • 1 Bloodwork – Up to $65/yr
  • 3 Vaccines – Up to $75/yr
  • 1 Heartworm or FeLV/FIV Test – Up to $40/yr

*based on 80% co-insurance

Lemonade’s Preventative+ Care package 

Want to get even more for your pet? We’ve got options if you’re ready to level up…

The Preventative+ plan includes all of the benefits we’ve already discussed, and it also allows us to reimburse you for heartworm or flea/tick medication—as well as routine dental cleaning. 

That last past could really help your wallet and as you keep Fido’s chompers in camera-ready shape.

For most dogs, dental cleaning requires anesthesia and can last over an hour. If your pet is young and healthy, a regular cleaning could be $500 to $1,000, on average. That’s not a typo. For an older dog with oral health issues, the cost could actually be over $1,000. That’s a big hit to your finances, and it might make the Preventative+ plan a good option to consider.

While dental cleaning bills for cats are more modest—sometimes as low as $200—certain feline teeth can require extra attention, bumping the cost of vet bills. It wouldn’t be unheard of to spend $1,000 on your cat’s dental care.

Here’s what can be covered as a part of our Preventative+ Care Package*:

  • 1 Wellness Exam – Up to $50/yr
  • 1 Fecal or Internal Parasite Test – Up to $35/yr
  • 1 Bloodwork – Up to $65/yr
  • 3 Vaccines – Up to $75/yr
  • 1 Heartworm or FeLV/FIV Test – Up to $40/yr
  • Flea/Tick or Heartworm Medication – Up to $65/yr
  • Routine Dental Cleaning – Up to $150/yr

*based on 80% co-insurance

Lemonade pet preventative care

Lemonade Preventative Care Package for Puppies and Kittens

Bringing home a new furry addition to your home can really exciting–it can also be a little scary. Puppies and kittens are adorable, but getting them set up for a long and healthy life requires loads of vaccines, tests, and a few strategic snips.

Lemonade’s Preventative Care Package for Puppies and Kittens can help cover some of those initial veterinary costs for your young pet, including: two wellness exams, two fecal tests, six vaccines, as well as coverage towards your puppy or kitten’s spay or neuter procedure and microchip implantation and registration.

Here’s what can be covered as a part of our Puppy/Kitten Preventative Care Package*:

  • 2 Wellness Exams – Up to $100/yr
  • 2 Fecal or Internal Parasite Tests – Up to $70/yr
  • 1 Bloodwork – Up to $65/yr
  • 6 Vaccines – Up to $150/yr
  • 1 Heartworm or FeLV/FIV Test – Up to $40/yr
  • Flea/Tick or Heartworm Medication – Up to $65/yr
  • Spay/Neuter Procedure – Up to $120
  • Microchip – Up to $40

*based on 80% co-insurance

Before you go…

Ready to get your cat or dog covered with Lemonade? Just click the pink button below to get started—it’s quick, easy, and even…fun?

Meanwhile, if you’re looking to school yourself more on pet medical insurance in general, we’ve got you covered. Check out any of the following guides, which break things down in plain English.

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Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.