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Renters and Home Insurance For New Yorkers

Lemonade's amazing coverage protects the stuff you own at home and everywhere else.

Instant everything

Maya, our charming artificial intelligence bot will craft the perfect insurance for you. It couldn’t be easier, or faster.

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3 Minutes To get paid 90 Seconds To get insured

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How Lemonade Works

Lemonade reverses the traditional insurance model. We treat the premiums you pay as if it's your money, not ours. With Lemonade, everything becomes simple and transparent. We take a flat fee, pay claims super fast, and give back what’s left to causes you care about.*

  • A transparent 20%
    fee to run everything
  • We pay claims
    super fast
  • If there's money leftover,
    we give it back to causes
The Science Behind Lemonade

* Subject to board discretion and the company meeting certain financial standards

  • A-rated and backed by giants

    Lemonade is rated A-Exceptional, fully licensed and reinsured by some of the most trusted names on the planet, including Lloyd's of London.