Just as every piece of a puzzle is essential to completing the picture, having accurate information about your home’s construction details is vital for ensuring it is well-protected.
The construction materials and styles used to build your home influence how much it would cost to rebuild your home should the unexpected happen. We call this “Replacement Cost.” Think of it like hitting the ‘refresh’ button on your home and rebuilding it back to its previous condition, using similar quality materials.
This is why it’s super important that we have the most current and accurate information on file about your home. We may reach out asking you to do a quick self-inspection of your home using the Lemonade app, and we may also ask you to confirm a few details we have on file about your home.
Understanding your home’s finishes helps us ensure that the things you care about most are properly covered.
Wondering what elements we take into account to protect your home? Below is a full list of all the construction attributes and details that we take into consideration.
Countertops: Tile; Plastic Laminate; Cultured Marble; Granite; Marble; Quartz; Terrazzo; Wood; Stainless Steel; Concrete
Flooring: Carpet; Laminate/Sheet Vinyl; Concrete; Hardwood; Vinyl Plank; Ceramic/Clay Tile; Marble/Granite; Terrazzo
Roof Material: Architectural Shingles; Tar or Gravel; Asphalt or Composite; Copper; Metal Tile/Standing Seam; Metal Sheet; Slate; Foam or Membrane; Clay Tile; Concrete Tile; Wood Shake/Shingle
Roof Shape: Gable; Hip; Flat; Shed; Other
Frame (Construction Type): Wood; Masonry
Siding Type: Metal; Brick Veneer; Cement Fiber; Brick; Wood Shakes; Log Solid Stone; Synthetic Stucco/EIFS; Stone Veneer; Masonry Stucco; Vinyl; Wood
Foundation: Concrete Slab; Crawl Space; Basement Unfinished; Basement Partially Finished; Basement Finished; Pilings or Stilts
Garage Type: Attached / Built-In; Carport; Detached; Detached garage w/ living area
To help us better understand your home, we’ll also review the following details:
- Number of bathrooms
- Number of spaces for cars in your garage
- The year your home was built
- The year you bought your home
- Your roof’s age
- Your water heater’s age
- Your home’s total square footage
- Number of stories in your home
Have any additional questions, or believe the construction attributes we have on file might be inaccurate? Don’t hesitate to reach out to our team at [email protected] — we’ll make sure to answer any of your questions or help you look into updating the construction details of your home.
Please note, in order to validate that we’re receiving accurate information, we’ll require supporting documentation for some of the construction attributes listed above.