Pet Insurance Tailored to Your Best Friend

Customizable coverage. Award-winning service. Vetted by vets.

Check our prices
check icon

30-day money-back guarantee

Coverage your pet actually needs

When the unexpected happens, we've got you covered

BLOOD WORK
X-RAYS
EMERGENCY CARE
CT SCANS
LAB WORK
SURGERY
URINALYSIS
ULTRASOUNDS
CANCER TREATMENT
MRI
INJECTIONS
SPECIALTY CARE
HEART DISEASE TREATMENT
HOSPITALIZATION
ROAD ACCIDENTS
PRESCRIPTION MEDICATIONS
ALLERGY MEDICINE
ARTHRITIS MEDICATION
ORTHOPEDIC SURGERY
OUTPATIENT CARE

Nose-to-tail personalization

Select the right coverages for your pet, and your wallet
Vet visit fees
Vet visit fees
Vet visit fees
Covers fees when visiting the vet for eligible accidents or illnesses.
Physical therapy
Physical therapy
Physical therapy
Physical treatments like acupuncture, chiropractic care, and more.
Dental Illness
Dental Illness
Dental Illness
Covers treatments for dental illnesses such as gum disease and tooth extractions.
Behavioral Conditions
Behavioral Conditions
Behavioral Conditions
Coverage for diagnoses, therapy sessions, and prescription meds to treat behavioral conditions.
End of life & Remembrance
End of life & Remembrance
End of life & Remembrance
Covers euthanasia, cremation and a special memorial item.

Don't take our word for it

Lemonade Pet insurance has helped hundreds of thousands of pet parents save millions
Kona
Kona4-year-old Pitbull Mix

What happened? Gastrointestinal Issues

Kona was rushed to the ER for severe vomiting. The vet diagnosed her with Irritable Bowel Disease (IBD). Kona is now on medication and back to her normal self!

Vet Bill: $5,134Saved With Lemonade: $4,619
Buzz
Buzz3-year-old Mixed Breed

What happened? Heart Murmur

Buzz ate a leaf of a lily, which is toxic. He was taken to the vet and unexpectedly diagnosed with a heart murmur. Buzz ended up undergoing surgery.

Vet Bill: $13,691Saved With Lemonade: $12,522
Simba
Simba8-year-old Labrador Retriever

What happened? Blastomycosis

Simba had to undergo surgery to remove a cyst under his throat, along with various tests and medications.

Vet Bill: $2,898Saved With Lemonade: $2,163
Riley
Riley1-year-old Mixed Breed

What happened? Broken Leg

Riley fell and couldn’t get up. She was taken to the vet, where X-rays revealed a broken leg, and she had to undergo emergency surgery.

Vet Bill: $5,391Saved With Lemonade: $4,248
Duchess of Pork
Duchess of Pork10-months-old English Bulldog

What happened? Aspiration Pneumonia

Duchess of Pork was diagnosed with aspiration pneumonia and a mass on her lungs. She was hospitalized more than four times after surgery complications.

Vet Bill: $21,804Saved With Lemonade: $18,885
Dot
Dot2-year-old Domestic Shorthair

What happened? Stranguria

Dot had diarrhea and frequent urination, and the vet diagnosed her with stranguria. She's doing much better after her medication.

Vet Bill: $632Saved With Lemonade: $42
Kona
Kona4-year-old Pitbull Mix

What happened? Gastrointestinal Issues

Kona was rushed to the ER for severe vomiting. The vet diagnosed her with Irritable Bowel Disease (IBD). Kona is now on medication and back to her normal self!

Vet Bill: $5,134Saved With Lemonade: $4,619
Buzz
Buzz3-year-old Mixed Breed

What happened? Heart Murmur

Buzz ate a leaf of a lily, which is toxic. He was taken to the vet and unexpectedly diagnosed with a heart murmur. Buzz ended up undergoing surgery.

Vet Bill: $13,691Saved With Lemonade: $12,522
Simba
Simba8-year-old Labrador Retriever

What happened? Blastomycosis

Simba had to undergo surgery to remove a cyst under his throat, along with various tests and medications.

Vet Bill: $2,898Saved With Lemonade: $2,163
Riley
Riley1-year-old Mixed Breed

What happened? Broken Leg

Riley fell and couldn’t get up. She was taken to the vet, where X-rays revealed a broken leg, and she had to undergo emergency surgery.

Vet Bill: $5,391Saved With Lemonade: $4,248
Duchess of Pork
Duchess of Pork10-months-old English Bulldog

What happened? Aspiration Pneumonia

Duchess of Pork was diagnosed with aspiration pneumonia and a mass on her lungs. She was hospitalized more than four times after surgery complications.

Vet Bill: $21,804Saved With Lemonade: $18,885
Dot
Dot2-year-old Domestic Shorthair

What happened? Stranguria

Dot had diarrhea and frequent urination, and the vet diagnosed her with stranguria. She's doing much better after her medication.

Vet Bill: $632Saved With Lemonade: $42
Kona
Kona4-year-old Pitbull Mix

What happened? Gastrointestinal Issues

Kona was rushed to the ER for severe vomiting. The vet diagnosed her with Irritable Bowel Disease (IBD). Kona is now on medication and back to her normal self!

Vet Bill: $5,134Saved With Lemonade: $4,619
Buzz
Buzz3-year-old Mixed Breed

What happened? Heart Murmur

Buzz ate a leaf of a lily, which is toxic. He was taken to the vet and unexpectedly diagnosed with a heart murmur. Buzz ended up undergoing surgery.

Vet Bill: $13,691Saved With Lemonade: $12,522
Simba
Simba8-year-old Labrador Retriever

What happened? Blastomycosis

Simba had to undergo surgery to remove a cyst under his throat, along with various tests and medications.

Vet Bill: $2,898Saved With Lemonade: $2,163
Riley
Riley1-year-old Mixed Breed

What happened? Broken Leg

Riley fell and couldn’t get up. She was taken to the vet, where X-rays revealed a broken leg, and she had to undergo emergency surgery.

Vet Bill: $5,391Saved With Lemonade: $4,248
Duchess of Pork
Duchess of Pork10-months-old English Bulldog

What happened? Aspiration Pneumonia

Duchess of Pork was diagnosed with aspiration pneumonia and a mass on her lungs. She was hospitalized more than four times after surgery complications.

Vet Bill: $21,804Saved With Lemonade: $18,885
Dot
Dot2-year-old Domestic Shorthair

What happened? Stranguria

Dot had diarrhea and frequent urination, and the vet diagnosed her with stranguria. She's doing much better after her medication.

Vet Bill: $632Saved With Lemonade: $42

Preventative care that keeps purrs going

Save $$ on your annual routine care with our preventative packages
Wellness exam
Wellness exam
Wellness exam
Annual physical checkup for your pet
Fecal or internal parasite test
Fecal or internal parasite test
Fecal or internal parasite test
Annual parasite evaluation test
Heartworm test
Heartworm test
Heartworm test
Annual screening of heartworm infestation
Bloodwork
Bloodwork
Bloodwork
Annual detection of diseases before symptoms appear
Vaccines
Vaccines
Vaccines
Up to 3 vaccines such as Rabies, DHLPP, and Bordetella
Routine Dental Cleaning
Routine Dental Cleaning
Routine Dental Cleaning
Including dental x-rays, anesthesia, polishing, and more
Flea/Tick or
Heartworm Medication
Flea/Tick or
Heartworm Medication
Flea/Tick or Heartworm Medication
Protection for your pet from common pests
Puppy & Kitten
Puppy & Kitten
Puppy & Kitten
Set your young pet up for life with tailor-made coverage
@jeeeberts

Jake Eberts

@jeeeberts

@Lemonade_Inc's pet insurance has been such a lifesaver after Lily broke her leg and I cannot stress enough to other pet owners how much you should get insurance for them.

@bryanquocle

Bryan Quoc Le, Ph.D.

@bryanquocle

@Lemonade_Inc literally has the best pet insurance. Reimbursements at 90% at low deductibles and $100,000 coverage for competitive monthly premium. Same day, easy claim approvals. Pretty sure my dogs have better insurance than me.

@cra

Chris Aniszczyk

@cra

Highly recommend @Lemonade_Inc for pet insurance! had a brief scare that required a trip to the ER for a diagnosis, was able to file a claim and get reimbursed within 24 hours.

@ssigafoos

Stephanie Sigafoos

@ssigafoos

I can't speak highly enough about @Lemonade_Inc pet insurance. Finding yourself in emergency situations with a pet is stressful. Their claims process is fast and easy and they keep you informed every step of the way.

@NEZActor

Nicole E. Zimmermann

@NEZActor

Please please please if you have a pet, sign up for pet insurance today. We just got back thousands of dollars back, which we would have been responsible for even though we had to say goodbye to our little girl. I can’t recommend @Lemonade_Inc enough.

@jeeeberts

Jake Eberts

@jeeeberts

@Lemonade_Inc's pet insurance has been such a lifesaver after Lily broke her leg and I cannot stress enough to other pet owners how much you should get insurance for them.

@bryanquocle

Bryan Quoc Le, Ph.D.

@bryanquocle

@Lemonade_Inc literally has the best pet insurance. Reimbursements at 90% at low deductibles and $100,000 coverage for competitive monthly premium. Same day, easy claim approvals. Pretty sure my dogs have better insurance than me.

@cra

Chris Aniszczyk

@cra

Highly recommend @Lemonade_Inc for pet insurance! had a brief scare that required a trip to the ER for a diagnosis, was able to file a claim and get reimbursed within 24 hours.

@ssigafoos

Stephanie Sigafoos

@ssigafoos

I can't speak highly enough about @Lemonade_Inc pet insurance. Finding yourself in emergency situations with a pet is stressful. Their claims process is fast and easy and they keep you informed every step of the way.

@NEZActor

Nicole E. Zimmermann

@NEZActor

Please please please if you have a pet, sign up for pet insurance today. We just got back thousands of dollars back, which we would have been responsible for even though we had to say goodbye to our little girl. I can’t recommend @Lemonade_Inc enough.

Vet care made easy

Get your pet the care they need without the stress
All vets welcome
All vets welcome
All vets welcome
Go to any vet in the United States. As long as they’re licensed to provide vet care in their state.
Connect with a vet
Connect with a vet
Connect with a vet
Consult with a licensed veterinary team directly from the Lemonade app. Provided by Chewy.

Good to know...

Here are a few important things to note about your pet health insurance plan. If you still have questions, you can check outpet insurance explained.

How does pet insurance work?

Lemonade Pet insurance gives you coverage when your pet experiences a new accident or illness, saving you money on unexpected vet bills. Plus, Lemonade Pet offers several preventative packages and add-ons, so you can customize your policy based on your pet’s needs.

Why should I get pet insurance?

Unforeseen vet bills can add up, which can leave you having to make the difficult decision between your pet’s health and your financial stability. Pet insurance gives you the security of knowing that if the unexpected happens to your pet, you won’t have to drain your savings.

What does pet insurance cover?

A base accident and illness policy can help cover diagnostics, procedures, medications, and hospitalizations related to new accidents (like broken bones) and illnesses, including hereditary conditions (like hip dysplasia), chronic conditions, infestations, and infections.

How will I get paid for a claim?

File a claim on the Lemonade app. Once it’s approved, we’ll issue a reimbursement directly into your bank account, keeping in mind your deductible and co-insurance. We take pride in settling over 50% of claims instantly.

What are waiting periods?

Like all pet insurers, we have waiting periods before certain coverage kicks in - 2 days for accidents, 14 days for illnesses, and 6 months for cruciate ligament events. But if you opted for our preventative package, you can use the benefits in that package the day after you purchased the policy!

What are pre-existing conditions?

Anything your pet has shown signs or symptoms of before the relevant waiting period is up would be considered a pre-existing condition, and won't be covered by your policy. But we've got your back in case of any accidents and any new illnesses.

Sweet prices. Sweeter value

checkedBundle discount
checkedMulti-pet discount
checkedAnnual discount
Check our prices

Good for your pet, and for the world

Lemonade is a public benefit corporation. We take a flat fee on premiums up front before we pay claims. Then, we donate what’s left to meaningful causes our customers choose—including animal welfare organizations.
Partners LogoPartners Logo