Coverage that’s perfect for your pup (and your pocket)
We make pet insurance a walk in the park
affordable
Competitive rates. You pay for the health plan your dog really needs, and not what you don’t want.
customized
Every dog is unique. Fetch the policy that’s right for your special friend.
fast & simple
Easy, digital claims resolution let you spend less time on paperwork and more time on belly scratches.
Crafted by our crew of vet experts and dog-obsessed parents
The sooner you protect them, the more they’re protected against
start when they’re healthy
Don’t wait for something bad to happen. Get insured today, and be protected for the future.
Choose Any Vet
Go to any vet in the United States. As long as they’re licensed to provide vet care in their state.
Pick a puppy package
Covers procedures like spaying or neutering, microchipping, six vaccinations, and more!
Cancel at any time
Changed your mind? Get a refund if you cancel within the first 30 days. Just know that waiting periods will reset.
Dr. Stephanie Liff, DVM, Lemonade’s vet expert
Preventative packages cover vet care you’re probably already paying for
Lemonade has earned 4.9 stars in the App store and on Google Play, and is top-rated by Supermoney, Clearsurance, and others
What happened? Blastomycosis
Simba had to undergo surgery to remove a cyst under his throat, along with various tests and medications.
What happened? Gastrointestinal Issues
Kona was rushed to the ER for severe vomiting. The vet diagnosed her with Irital Bowel Disease (IBD). Kona is now on medication and is back to her normal self!
What happened? Cancer
Dublin collapsed twice and was having seizures. He was diagnosed with cancer and a brain tumor, and is now getting treatments.
What happened? Aspiration Pneumonia
Duchess of Pork was diagnosed with aspiration pneumonia and a mass on her lungs. She was hospitalized more than four times after surgery complications.
What happened? Laceration/Severe Cut
Willoughby was out for a walk when he severely cut his paw. He was taken to the vet to get stitches.
What happened? Meningitis
Bently was diagnosed with Meningitis.
What happened? Blastomycosis
Simba had to undergo surgery to remove a cyst under his throat, along with various tests and medications.
What happened? Gastrointestinal Issues
Kona was rushed to the ER for severe vomiting. The vet diagnosed her with Irital Bowel Disease (IBD). Kona is now on medication and is back to her normal self!
What happened? Cancer
Dublin collapsed twice and was having seizures. He was diagnosed with cancer and a brain tumor, and is now getting treatments.
What happened? Aspiration Pneumonia
Duchess of Pork was diagnosed with aspiration pneumonia and a mass on her lungs. She was hospitalized more than four times after surgery complications.
What happened? Laceration/Severe Cut
Willoughby was out for a walk when he severely cut his paw. He was taken to the vet to get stitches.
What happened? Meningitis
Bently was diagnosed with Meningitis.
Your dog’s pet insurance can seem complicated, but we’ll explain everything you need to know. Didn’t find what you were looking for? Check out pet insurance explained.
Like all pet insurers, we have waiting periods before certain coverages kick in - 2 days for accidents, 14 days for illnesses, and 6 months for cruciate ligament events. But if you opted for our preventative package, you can use the benefits in that package the day after you purchased the policy!
Anything your dog has shown signs of before the waiting periods are up is considered a pre-existing condition. Currently, we don’t cover pre-existing conditions, but we’ve got your back in case of accidents and new illnesses, as part of our base coverage.
We’ll ask you to enter your bank account information as part of submitting your claim in the Lemonade app. Once it’s approved, we’ll issue payment directly into your account.
Each pet needs their own policy, but you’ll need to set them up one at a time. After purchasing a policy for your first pet, just hit the + symbol on your Lemonade app’s home screen to get a new quote for your other furry friend.
You can request to increase your coverage within the first 14 days of your policy, and at your policy’s renewal. However, in most states, you can request to decrease your coverage at any time. All changes are subject to our underwriting team’s approval.
We want to get to know your dog so we can provide the best coverage. Medical records show vital information and help us understand whether your dog has any previous health issues, a.k.a pre-existing conditions.
We’re a public benefit corporation. After covering claims and costs, Lemonade donates to a social cause you choose — including animal welfare organizations.