Renters insurance that keeps your stuff safe

Renters insurance is a safeguard for tenants, offering you financial help if certain unfortunate things happen to you or your stuff. Think of your policy like a safety net that’ll kick in and help if there’s loss or damage from or due to designated “perils,” which include theft, fire, vandalism, certain types of water damage, and more, specifically listed in your policy.

Your policy covers your personal property against theft and damage, plus legal claims for damage or injury you accidentally cause others. Also, if your home becomes unlivable due to certain types of damage we’ll help cover the costs of temporary living arrangements. Learn more about what's covered.

We're glad you asked! Lemonade's renters insurance is available in 28 states plus Washington, D.C., and we're still growing. Check out the availability of our renters insurance and other products.

You're still covered! Your Lemonade renters policy covers your personal property anywhere in the world. Read all about theft coverage here.

You can cancel your policy at any time via the Lemonade app or website, and you’ll receive a refund for the remaining period you’ve already paid for. No hard feelings!

Our affordable renters insurance coverage starts at $5 per month, but your policy price (aka the ‘premium’) will be affected by the coverage amounts you choose, among other factors. You can get your online renters insurance quote here.

Very easily: just open the and hit the ‘Claim’ button. We’ll guide you through the process from there.

Sure you can! Once you sign up with us, we’ll send your previous insurer a formal notice. Once they get it, they should cancel the remainder of your policy term and refund you for any outstanding payments.

All you need to do is tap ‘Add-ons’ under your policy page in the Lemonade app or your policy on your account page here and select ‘Interested Party’. Fill in their name, address, and email and you’re all set!

Extra Coverage offers enhanced protection for jewelry, fine art, cameras, bicycles, and musical instruments, with deductible-free claims and coverage in cases of accidental loss and damage. You can apply for Extra Coverage when you sign up for a policy, or at any time after you’ve activated your policy.

In addition to renters insurance, Lemonade offers homeowners, car, pet, and term life policies. You can unlock an automatic bundle discount with any combination, like Car and Renters, so it’s both a great way to consolidate your insurance needs and an opportunity to save. You could also score a discount on your Renters policy if your place includes protective devices, like deadbolts, smoke alarms, and burglar alarms.

All renters should get renters insurance, since it offers vital financial protection at a very low cost. Your landlord or property manager may require renters insurance , and getting a renters policy can save you thousands for damages caused by things like fires, theft, vandalism, burst pipes, windstorms, and more.