Spinning your wheels trying to get the best car insurance rates in Arlington? The last thing you want to do is randomly pick a car insurance company and hope for the best. Or worse, drive without enough coverage and pray you won’t get into a car accident.
You can drive with confidence in Arlington knowing you’re covered with Lemonade Car.
Insurance requirements and limitations in Arlington are determined by the state of Texas. But don’t sweat the details. When you apply for car insurance in Arlington, we’ll automatically get you hooked up with the auto insurance coverages you need, and offer extra coverages to help you customize your policy so you feel protected behind the wheel.
Read on to learn about how you can get the best rates on car insurance in Arlington.
What car insurance coverage is required in Arlington?
The state of Texas requires all Arlington drivers to have car insurance.
To comply with Texas’s car insurance coverage requirements, Arlington drivers need the following coverages and minimum coverage amounts:
| Required minimum coverages for Arlington drivers | Minimum amount required |
|---|---|
| Bodily injury liability coverage | $30,000/60,000 |
| Property damage liability coverage | $25,000 |
Let’s run through some basics first. Remember: A “limit” on your car insurance policy refers to the maximum amount your insurance company will pay out on a certain type of claim.
For example, Texas drivers are required to have a minimum of $30,000/$60,000 of bodily injury liability coverage. That means that for a certain type of claim your car insurance company could pay out a maximum of $30,000 of bodily injury coverage per person, and $60,000 of bodily injury coverage in total (for all of the people injured in an accident.)
Keep in mind: Your levels of bodily injury and property damage liability coverage don’t have to stop at the bare minimum. You can easily select higher amounts for each required coverage and include optional add-on coverages when you build your policy on our app.
Additional coverages available to Arlington drivers
Arlington drivers who drive with Lemonade Car can (and arguably should) add the following coverage options to their auto insurance policy to boost their protection behind the wheel.
| What add-on coverages does Car offer? | What can it help pay for? |
|---|---|
| Collision coverage | To repair or replace your own car if it’s damaged in an accident with another vehicle, or a stationary object (like a fence, highway divider, and so on). |
| Comprehensive coverage | To fix damage to your car, or possibly replace it entirely, if there are damages or losses from an incident that didn’t involve a collision with another vehicle (like if you hit a deer, damage from a hailstorm, and so on). |
| Personal Injury Protection (aka PIP) | Medical expenses for you or a passenger in your car after a crash— like ambulance fees, hospital visits, and health insurance co-pays, a percentage of your lost wages as a result of your injuries, or for funeral services (in a worst case scenario). Usually doesn’t have a deductible. |
| Uninsured/underinsured driver bodily injury coverage | Medical bills and lost wages related to injuries caused by an uninsured or underinsured driver. |
| Uninsured/underinsured driver property damage coverage | To repair or replace your own car if you get into a car accident with an uninsured or underinsured driver. |
| Temporary transportation coverage | Transportation expenses like rideshares, public transportation, bike sharing, or a rental car for up to 30 days while your car is being repaired or appraised. |
Want to dive into the nitty-gritty of what Texas car insurance has to offer? Get the full scoop here.
How much does Arlington car insurance cost?
Well, that depends.
Your car insurance premium price is based on a number of factors—including the car you drive, the coverages you include, and their limits and deductibles.
But at Lemonade Car, the way you drive matters, and actually helps determine your price. So when you’re building a quote for your first term, things like your driving record, your driving history, your insurance score, and how many miles you typically drive help us determine the fairest price and average cost for your car insurance policy.
When you buy a Lemonade Car policy, you’ll have the chance, over every six-month term, to prove your safe driving habits and potentially lower your price. Those habits can boost your Safety Score and possibly lower your cost of car insurance (especially if you maintain a clean driving record).
Here’s a shout-out to our low-mileage drivers—the less you drive, the more you save. Along with lots of other factors, we consider how much you drive (or how little in your case) to come up with your price, making it especially ideal for the low-mileage driver.
The right car insurance combines the coverage you need with car insurance rates and deductibles you can afford. That’s why we offer insurance you can easily customize. You deserve a policy that feels just right—and fits your budget. Learn more about the cost of insurance and how you can lower the cost of your rates.
The most straightforward way to get a sense of how we price car insurance is by applying for coverage via our mobile app or website.
Click below to get your car insurance quote in Arlington.
Best day trips around Arlington
Looking to get away for the day? Buckle up: These quick road trips can satisfy your wanderlust without taking you too far from Arlington.
Six Flags over Texas
Just a short eight-minute drive from the heart of Arlington is the Six Flags over Texas amusement park. This destination offers a wide variety of rides including towering roller coasters like Titan and New Texas Giant, the park offers a mix of exhilarating and family-friendly experiences with ticket prices ranging from $29 to $100.
In addition to rides, Six Flags Over Texas features a range of live entertainment options and seasonal events such as Fright Fest and Holiday in the Park.
River Legacy Park
River Legacy Park is a beautiful outdoors escape just a short 10-minute drive from the center of Arlington.
This park covers over 1,300 acres along the Trinity River and features more than 8 miles of paved trails for walking, running, and biking. You can explore the River Legacy Living Science Center, which offers educational exhibits, interactive displays, and nature trails. The park also provides amenities like picnic areas, playgrounds, and pavilions, making it an ideal location for family outings and serene day trips.
Texas Live
For those looking to experience a vibrant entertainment district, Texas Live is a must-see located just a short five-minute drive from central Arlington.
At Texas Live, there is a wide variety of food options including Lockhart Smokehouse for authentic Texas BBQ and Troy’s, a sports bar created by NFL player Troy Aikman. The entertainment options at Texas Live are equally impressive, featuring major events such as live concerts, sports watch parties, and themed nights at venues like the Live Arena, a state-of-the-art concert hall.
Arlington Museum of Art
In the heart of Downtown Arlington is the Arlington Museum of Art, showcasing a rotating selection of both contemporary and traditional art pieces. The museum has a traditional gallery with artwork such as paintings, sculptures, photography etc.
The museum also offers various immersive galleries for visitors of all ages. These activities aim to spark an appreciation for the arts and provide hands-on experiences in different artistic techniques. Admission prices range from $12 to $37, depending on age, with discounted rates available for students, seniors, and children.
Crystal Canyon Natural Area
Crystal Canyon Natural Area offers a serene escape into nature and is only a short eight-minute drive. The area is home to various bird species, including woodpeckers, hawks, and songbirds, making it a popular spot for bird-watchers.
Additionally, native plants and wildflowers make it exceptionally pretty in Spring and Summer seasons. Crystal Canyon Natural Area also features several picnic spots equipped with tables and benches to be able to have a peaceful day in the park.
Other ways of getting around Arlington
While cars can be a major convenience, sometimes it’s just quicker and cheaper (not to mention better for the planet) to find an alternative. Arlington offers a variety of transportation options to help residents and visitors get from Point A to B car-free.
Arlington operates a number of public transit options to navigate the city. The Arlington Trolley Service offers free rides around major attractions, hotels, and shopping centers. The city also has several bus routes provided by Via, an on-demand rideshare service, making it easier to access different parts of the city without a car.
Fort Worth is also a very walkable city with a walking score of 84/100, making it possible for individuals to get around easily on foot or bike. Areas like downtown Arlington and the Entertainment District are designed with pedestrians in mind, featuring well-maintained sidewalks and crosswalks.
We reward low-mileage drivers with lower premiums. Arlington drivers who are behind the wheel fewer than 9,000 miles a year (around 22 miles daily) could be eligible for low-mileage car insurance discounts.
Because of that, we encourage you—whenever possible—to go out and about without your car.
How accessible are hybrid and electric vehicles in Arlington?
As accessibility, efficiency, and upfront costs of hybrid and electric vehicles (EV) improve, the trends of drivers heading towards the future do, too. The market is expected to continue growing exponentially as new makes and models, legislation, and incentives become available.
The City of Arlington is actively working to increase the number of EVs in both public and private sectors. In partnership with Drive Electric Texas—a non-profit focused on making clean transportation accessible to all Texans—the city aims to enhance the adoption of EVs within its community. Arlington has taken significant steps to bolster its EV infrastructure, including installing numerous EV charging stations throughout the city to support both residents and visitors.
Arlington was additionally awarded for the 2nd year in a row Silver Status from the Dallas-Fort Worth Clean Cities Coalition. This is from their contributions to reduce petroleum and improve the overall air quality.
To support this initiative, Arlington has installed eight electric vehicle charging stations at strategic locations throughout the city, funded by two Texas Commission on Environmental Quality grants.
You can check out where your nearest EV charging stations are here.
We support Arlington drivers who make environment-friendly choices. We offer awesome protection and perks for hybrids and EVs—like coverage for your home charging station or a portable charger. Side note: Lemonade Renters and Homeowners policies can also be customized to include extra coverage for certain types of e-bikes, if that’s how you like to cruise.
Before we drive off into the sunset…
Arlington drivers, we can’t wait for you to take Lemonade Car for a spin. Here’s hoping you never get stuck in rush hour traffic on I-20!
We offer top-of-the-line coverage and trunk loads of discounts—plus opportunities to make the road (and the world around us) a better place. Applying for your free quote is easy, and coverage starts at just $30/month.
Our great coverage and super fast claims resolution don’t stop at auto insurance, though. Did you know that we also offer homeowners, renters, pet, and life insurance? Not only will you become eligible for our bundling discounts, you can also manage each of your policies through the same app you use for Lemonade Car.
Let’s drive.
A few quick words, because we <3 our lawyers: This post is general in nature, and any statement in it doesn’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. You’re encouraged to discuss your specific circumstances with your own professional advisors. The purpose of this post is merely to provide you with info and insights you can use to make such discussions more productive! Naturally, all comments by, or references to, third parties represent their own views, and Lemonade assumes no responsibility for them. Coverage and discounts may not be available in all states.
