Car insurance 101

It's not that hard to become a car insurance pro. Let's roll!

Lending out your car? Here's what you need to know before you hand over those keys.

Let's explore the unique perks and benefits of Lemonade Car, a whole new way of doing car insurance.

High-tech + human empathy = the best claims process imaginable

Your car insurance policy is a collection of different coverages—some legally mandated, and others optional.

Have stellar driving habits and spend less time behind the wheel than the average driver? Pay per mile car insurance could be a great fit.

Don't go to pieces. Car insurance doesn't have to be a headache

Let's take a look under the hood at how the number of miles you drive could help you save on your car insurance policy.

And can it save me money on my car insurance premium?

Your car insurance deductible is the amount of money you’d contribute when your insurance company pays for a covered claim.

The insurance industry uses the term “Acts of God” to refer to damage caused by something that’s outside of human control.

Your car's annual mileage is one part of a bigger picture.

An insurance company usually declares a car to be a total loss when the cost of repair is greater than the cost to replace.

Car insurance exclusions are a way for insurance companies to more narrowly define what’s covered, and what’s not, in a car insurance policy.

Proof of insurance is a document issued by your insurance company that provides proof you have at least the state-mandated minimum insurance coverage.

A vehicle identification number (also called a VIN number) is used to identify the specific vehicle and vehicle type

Subrogation is a legal right that allows your insurer to pay for your damages before pursuing the responsible party to collect the debt it's owed.

A rated resident refers to a member of your household who drives an insured car, and whose driving record is used to determine your insurance premiums. 

A betterment clause states that an insurer will not pay for any repairs or replacement parts that improve the car’s condition and increase its value.

Actual cash value (ACV) is the amount an insurance company decides your car is worth at the time of an accident.

A salvage title is a branded title that warns buyers of the extent of damages from an accident, theft, or other situation like a natural disaster. 

Before you agree to sign one of these, take a look at what it entails. We explain everything in plain English.

What to know about auto insurance and your non-motorized trailer.

And what the heck is a Safety Score?

Yes, but only if you have comprehensive coverage.

Tips and tricks to stay protected on the road.