Spinning your wheels trying to get the best car insurance rates in Corpus Christi? The last thing you want to do is randomly pick a car insurance company and hope for the best. Or worse, drive without enough coverage and pray you won’t get into a car accident.
You can drive with confidence in Corpus Christi knowing you’re covered with Lemonade Car.
Insurance requirements and limitations in Corpus Christi are determined by the state of Texas. But don’t sweat the details. When you apply for car insurance in Corpus Christi, we’ll automatically get you hooked up with the auto insurance coverages you need, and offer extra coverages to help you customize your policy so you feel protected behind the wheel.
Read on to learn about how you can get the best rates on car insurance in Corpus Christi.
What car insurance coverage is required?
To comply with Texas’s car insurance coverage requirements, Corpus Christi drivers need the following coverages and minimum coverage amounts:
| Required minimum coverages for Corpus Christi drivers | Minimum amount required |
|---|---|
| Bodily injury liability coverage | $30,000/60,000 |
| Property damage liability coverage | $25,000 |
Let’s run through some basics first. Remember: A “limit” on your car insurance policy refers to the maximum amount your insurance company will pay out on a certain type of claim.
For example, Texas drivers are required to have a minimum of $30,000/$60,000 of bodily injury liability coverage. That means that for a certain type of claim, your car insurance company could pay out a maximum of $30,000 of bodily injury coverage per person, and $60,000 of bodily injury coverage in total (for all of the people injured in an accident.)
Keep in mind: Your levels of bodily injury and property damage liability coverage don’t have to stop at the bare minimum. You can easily select higher amounts for each required coverage and include optional add-on coverages when you build your policy on our app.
Additional coverages available to Corpus Christi drivers
Corpus Christi drivers who drive with Lemonade Car can (and arguably should) add the following coverage options to their car insurance policy to boost their protection behind the wheel.
| What add-on coverages does Car offer? | What can it help pay for? |
|---|---|
| Collision coverage | To repair or replace your own car if it’s damaged in an accident with another vehicle, or a stationary object (like a fence, highway divider, and so on). |
| Comprehensive coverage | To fix damage to your car, or possibly replace it entirely, if there are damages or losses from an incident that didn’t involve a collision with another vehicle (like if you hit a deer, damage from a hailstorm, and so on). |
| Personal Injury Protection (aka PIP) | Medical expenses for you or a passenger in your car after a crash— like ambulance fees, hospital visits, and health insurance co-pays, a percentage of your lost wages as a result of your injuries, or for funeral services (in a worst case scenario). Usually doesn’t have a deductible. |
| Uninsured/underinsured driver bodily injury coverage | Medical bills and lost wages related to injuries caused by an uninsured or underinsured driver. |
| Uninsured/underinsured driver property damage coverage | To repair or replace your own car if you get into a car accident with an uninsured or underinsured driver. |
| Temporary transportation coverage | Transportation expenses like rideshares, public transportation, bike sharing, or a rental car for up to 30 days while your car is being repaired or appraised. |
Want to dive into the nitty-gritty of what Texas car insurance has to offer? Get the full scoop here.
How much does Corpus Christi car insurance cost?
Well, that depends.
Your car insurance premium price is based on a number of factors—including the car you drive, the coverages you include, and their limits and deductibles.
The way you drive matters, and actually helps determine your price. So when you’re building a quote for your first term, things like your driving record, your driving history, your insurance score, and how many miles you typically drive help us determine the fairest price and average cost for your car insurance policy.
When you buy a Car policy, you’ll have the chance, over every six-month term, to prove your safe driving habits and potentially lower your price. Those habits can boost your Safety Score and possibly lower your cost of car insurance (especially if you maintain a clean driving record).
Here’s a shout-out to our low-mileage drivers—the less you drive, the more you save. Along with lots of other factors, we consider how much you drive (or how little in your case) to come up with your price, making it especially ideal for the low-mileage driver.
The right car insurance combines the coverage you need with car insurance rates and deductibles you can afford. That’s why we offer insurance you can easily customize. You deserve a policy that feels just right—and fits your budget. Learn more about the cost of insurance and how you can lower the cost of your rates.
The most straightforward way to get a sense of how we price car insurance is by applying for coverage via our mobile app or website.
Click below to get your car insurance quote in Corpus Christi.
Best day trips in Corpus Christi
Looking to get away for the day? Buckle up: These quick road trips can satisfy your wanderlust without taking you too far from Corpus Christi.
Texas State Aquarium
With just a five-minute drive from downtown Corpus Christi, you’ll encounter the Texas State Aquarium.
This popular destination offers a fascinating look into the marine life of the Gulf of Mexico and beyond. The aquarium features a variety of exhibits, from the dolphin presentations to the vibrant Coral Reef and Jungle exhibits. It also offers interactive experiences such as Stingray Lagoon, where you can touch and feed stingrays.
South Texas Botanical Gardens & Nature Center
A quick 15-minute drive from downtown will take you to the South Texas Botanical Gardens & Nature Center.
This beautiful sanctuary boasts several types of gardens, including a rose garden and an orchid conservatory. The succulent and cactus garden, as well as the butterfly sanctuary, are both highlights that provide tranquil experiences for visitors. The center also offers educational programs and workshops about native plants and sustainable gardening practices.
Harbor Bridge
Built in 1959 the Harbor Bridge is a beautiful must see in Corpus Christi which is only a short distance from the heart of the city.
This bridge covers the Corpus Christi Ship Channel and offers stunning views of the city and the bay. For the best experience, visit in the late evening when the bridge is illuminated with colorful LED lights, creating a breathtaking nightscape. You can also enjoy a leisurely walk or bike ride along the nearby bayside pathways.
Art Center of Corpus Christi
The Art Center of Corpus Christi, conveniently located in the city’s vibrant Marina Arts District only half a mile from downtown showcases the beautiful works of various local artists.
The center hosts a myriad of galleries featuring various art forms, including painting, sculpture, and photography. The Art Center also offers art classes and workshops for those looking to get hands-on. Don’t miss the monthly ArtWalk event, where the area comes alive with pop-up galleries, live music, and food trucks, creating an inspiring cultural experience.
Other ways of getting around Corpus Christi
While cars can be a major convenience, sometimes it’s just quicker and cheaper (not to mention better for the planet) to find an alternative.
Corpus Christi offers several public transit options to help residents and visitors get around without a car. The Corpus Christi Regional Transportation Authority (CCRTA) operates a network of buses throughout the city. With day passes costing only $1.75, it’s an affordable and efficient way to travel.
Corpus Christi also supports alternative transportation modes, such as bike shares and electric scooters, which are more popular for short trips.
Corpus Christi is a very walkable city with a walking score of 71/100 making it possible for individuals to get around easily on foot or bike. These areas have pedestrian-friendly pathways, offering a strollable experience with plenty of dining, shopping, and entertainment options.
At Lemonade, we reward low-mileage drivers with lower premiums. So Corpus Christi drivers who are behind the wheel fewer than 9,000 miles a year (around 22 miles daily) could be eligible for low-mileage car insurance discounts.
Because of that, we encourage you—whenever possible—to go out and about without your car.
How accessible are hybrid and electric vehicles in Corpus Christi?
As accessibility, efficiency, and upfront costs of hybrid and electric vehicles (EV) improve, the trends of drivers heading towards the future do, too. The market is expected to continue growing exponentially as new makes and models, legislation, and incentives become available.
The Texas Emissions Reduction Plan (TERP) which offers grants and rebates for purchasing and leasing EVs. Moreover, various local initiatives aim to increase awareness and availability of EVs, helping Corpus Christi move toward a more environmentally friendly future.
You can check out where your nearest EV charging stations are here.
We support Corpus Christi drivers who make environment-friendly choices. We offer awesome protection and perks for hybrids and EVs—like coverage for your home charging station or a portable charger. Side note: Lemonade Renters and Homeowners policies can also be customized to include extra coverage for certain types of e-bikes, if that’s how you like to cruise.
Before we drive off into the sunset…
Corpus Christi drivers, we can’t wait for you to take Lemonade Car for a spin. Here’s hoping you never get stuck in rush hour traffic on I-37!
We offer top-of-the-line coverage and trunk loads of discounts—plus opportunities to make the road (and the world around us) a better place. Applying for your free quote is easy, and coverage starts at just $30/month. Keep in mind: We might not be able to provide a quote for drivers who live in areas that are close to the coast.
Our great coverage and super fast claims resolution don’t stop at auto insurance, though. Did you know that we also offer life, renters, pet, and homeowners insurance? Not only will you become eligible for our bundling discounts, you can also manage each of your policies through the same app you use for Lemonade Car.
Let’s drive.
A few quick words, because we <3 our lawyers: This post is general in nature, and any statement in it doesn’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. You’re encouraged to discuss your specific circumstances with your own professional advisors. The purpose of this post is merely to provide you with info and insights you can use to make such discussions more productive! Naturally, all comments by, or references to, third parties represent their own views, and Lemonade assumes no responsibility for them. Coverage and discounts may not be available in all states.
