Car Insurance in Issaquah, WA
How much does car insurance
cost in Issaquah, Washington?
The average estimated cost of Lemonade car insurance in Issaquah ranges from roughly $560 to $600 per year*, depending on factors like your age, driving history,
car type, and location.
Here is a look at rates in other cities in Washington:
| City | Average monthly base premium* |
|---|---|
| Puyallup | $60 to $69 |
| Gig Harbor | $60 to $69 |
| Bothell | $50 to $59 |
| Lynnwood | $60 to $69 |
How can I get cheaper car insurance
in Issaquah, Washington?
Lemonade offers Washington drivers loads of opportunities
to help lower your car insurance rates.
Low-mileage savings
Lemonade drivers determine how much they save each month based on how many miles they actually drive.
Bundle discounts
Unlock discounts when you bundle with Lemonade—including car, renters, homeowners, pet, and more.
Safe driving
Your safe driving habits—like speed, braking, and making smooth turns—can positively impact your premiums.
What’s the best car insurance
in Issaquah, Washington?
Lemonade Car was designed to really shine for safe, low-mileage drivers.
Seamless user experience
Enjoy a smooth ride from quote to claim, with an app that makes managing your policy easy and stress-free.
Super customizable coverage
Choose from flexible coverages and add-ons to build a policy that fits your lifestyle.
Fast claims resolution
File claims in minutes and get reimbursed quickly—right through the app.
What is the minimum car insurance
required in Issaquah, Washington?
To meet Washington car insurance coverage requirements, Issaquah drivers must carry these coverages and minimum amounts to stay road-legal:
| Required minimum coverages for Issaquah drivers | Minimum amount required |
|---|---|
| Bodily injury liability | $25,000 (per person)/ $50,000 (per accident) |
| Property damage liability | $10,000 |
What additional car insurance coverages
are available in Issaquah, Washington?
Consider adding collision, comprehensive, and uninsured motorist coverage
to your policy for better protection.
Collision coverage
To repair or replace your own car if it’s damaged in an accident with another vehicle, or a stationary object (like a fence, highway divider, and so on).
Read MoreComprehensive coverage
To fix damage to your car, or possibly replace it entirely, if there are damages or losses from an incident that didn’t involve a collision with another vehicle (like if you hit a deer, damage from a hailstorm, and so on).
Read MorePersonal injury protection (aka PIP)
Can help pay for things like your medical bills, lost wages, and other related expenses after a car accident. With PIP, your own insurance company covers the medical expenses from a car accident regardless of who is at fault.
Read MoreUninsured / underinsured driver bodily injury coverage
Can help cover your medical bills and lost wages related to injuries caused by an uninsured or underinsured driver.
Read MoreUninsured / underinsured driver property damage coverage
Can help repair or replace your own car if you get into a car accident with an uninsured or underinsured driver.
Read MoreTemporary transportation coverage
Transportation expenses like rideshares, public transportation, bike sharing, or a rental car for up to 30 days while your car is being repaired or appraised.
Read MoreIssaquah Washington car insurance FAQs
What type of car insurance coverage is recommended for Issaquah’s weather conditions?
Comprehensive coverage is a must for Issaquah drivers due to frequent rain, occasional snow, and risks of falling branches from windstorms. It protects your vehicle from non-collision weather-related damages like flooding or debris.
How does Issaquah’s proximity to the Cascades affect car insurance needs?
The nearby mountain region increases the likelihood of icy roads and challenging driving conditions in winter. Collision coverage provides protection in case of accidents caused by these elevated risks.
What happens if I don’t have the minimum car insurance coverage required in Issaquah?
Driving uninsured in Issaquah can result in a fine of $550 or more. Your driving privileges might also be suspended, potentially disrupting your ability to carry out daily activities. Keeping your insurance up to date helps you avoid these penalties and remain compliant with the law.
Is Washington an at-fault state?
Washington operates under an at-fault system, so in Issaquah, the driver deemed at fault for a crash is financially responsible. This typically happens through their auto insurance or personal payments.
How can I lower my car insurance premium in Issaquah?
You can lower your car insurance premium by maintaining a clean driving record (Lemonade drivers in Issaquah can get the three year safe driving discount), opting for higher deductibles, and considering bundling your car insurance with other types of insurance.
Lemonade offers renters insurance, condo insurance, pet insurance, and life insurance in Issaquah that you can bundle with a Lemonade car insurance policy, and bundling any combination of our insurance products together will unlock savings.
A few quick words, because we <3 our lawyers: This post is general in nature, and any statement in it doesn’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. You’re encouraged to discuss your specific circumstances with your own professional advisors. The purpose of this post is merely to provide you with info and insights you can use to make such discussions more productive! Naturally, all comments by, or references to, third parties represent their own views, and Lemonade assumes no responsibility for them. Coverage and discounts may not be available in all states.
*Lemonade Insurance analyzed policy rates to calculate average car premiums as of December 9, 2024 across all applicable states. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances.
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Talking Telematics
Real-time driving behavior = the fairest insurance premiums imaginable
How Much Does Car Insurance Cost?
Car insurance costs vary based on factors like your age, driving history, location, and coverage needs. Here’s what to expect.