How much does Mini Insurance cost?
The average monthly cost of Mini insurance at Lemonade in 2024 ranges from roughly $40 to $49 (learn more about the methodology here). But how much you pay for car insurance for your Mini depends on lots of factors—like your car’s model, and your driving history.
Mini Car Insurance Rates by Model
Mini car insurance rates can vary based on several factors, including the model. Check out the average monthly insurance costs* for some of the most popular Mini models.
| Car Model | Average Monthly Cost | Average 6-Month Cost |
|---|---|---|
| Mini Cooper | $45 | $273 |
| Mini Paceman | $49 | $296 |
| Mini Clubman | $43 | $261 |
| Mini Countryman | $45 | $272 |
| Mini Hardtop | $42 | $254 |
What are the cheapest Mini models to insure?
Note: Insurance rates for Mini models can vary widely based on lots of factors—like your driving history and where you live. The costs listed here are based on Lemonade’s internal analysis for illustrative purposes only. Learn more about the methodology here.
| Car Model | Average Monthly Cost |
|---|---|
| Mini Cooper Clubman | $40 |
| Mini Hardtop 4 Door | $41 |
| Mini Hardtop | $42 |
Methodology
Lemonade Insurance conducted an internal analysis to evaluate policy rates across different makes and models of vehicles for a 32-year-old single female customer, currently holding a Lemonade Renters Policy in the state of Illinois. The policy considered includes only liability coverages with minimum state-mandated limits, and no optional coverages or upgrades. The customer resides in a zip code with an average cost of living, and has an insurance history that reflects no accidents, violations, or claims. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only. Quotes may vary depending on individual circumstances.
A few quick words, because we <3 our lawyers: This post is general in nature, and any statement in it doesn’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. You’re encouraged to discuss your specific circumstances with your own professional advisors. The purpose of this post is merely to provide you with info and insights you can use to make such discussions more productive! Naturally, all comments by, or references to, third parties represent their own views, and Lemonade assumes no responsibility for them. Coverage and discounts may not be available in all states.