Porsche Panamera S/4S/Turbo Insurance Cost

As a Panamera S/4S/Turbo driver, you have the opportunity to choose Porsche Panamera S/4S/Turbo insurance that works best for your needs, and your wallet. As of 2024, average Porsche Panamera S/4S/Turbo insurance rates at Lemonade range from roughly $42 to $48 a month (learn more about the methodology here). There are lots of factors that impact the cost of car insurance, we’ll get more into that below. Lemonade Car offers Panamera S/4S/Turbo drivers super customizable coverage options, great bundles, discounts for things like safe and low-mileage driving, and so much more to help give you peace of mind behind the wheel without breaking the bank.

What factors impact Porsche Panamera S/4S/Turbo insurance costs?

Car insurance rates depend on a lot of factors, with a main point of interest for insurance providers being your car’s make (ie. Porsche), your car model (ie. Panamera S/4S/Turbo), model year, and trim—like sport, or sedan. Here are some additional factors that can impact your Porsche Panamera S/4S/Turbo insurance premiums:

• Where you live
• Driving record (aka driving history)
• Claims history
• Mileage
• Safety rating
• Credit score
• Driver age and experience
• Insurance coverages—like comprehensive coverage, collision coverage, or full coverage
• Coverage limits and deductibles
• Semi-annual policy vs. monthly payments

Learn more about what goes into how much car insurance costs, if you’re interested.

Compare Porsche Panamera S/4S/Turbo insurance rates by model year

Check out average starting rates* for Porsche Panamera S/4S/Turbo model years 2013 to 2024.

Model Year	Average Monthly Cost	Average 6-Month Cost
Porsche Panamera S/4S/Turbo 2024	$44	$262
Porsche Panamera S/4S/Turbo 2023	$44	$262
Porsche Panamera S/4S/Turbo 2022	$44	$266
Porsche Panamera S/4S/Turbo 2021	$48	$286
Porsche Panamera S/4S/Turbo 2020	$48	$288
Porsche Panamera S/4S/Turbo 2019	$48	$287
Porsche Panamera S/4S/Turbo 2018	$47	$285
Porsche Panamera S/4S/Turbo 2017	$48	$285
Porsche Panamera S/4S/Turbo 2016	$48	$287
Porsche Panamera S/4S/Turbo 2015	$47	$282
Porsche Panamera S/4S/Turbo 2014	$42	$252
Porsche Panamera S/4S/Turbo 2013	$42	$253

Do Porsche Panamera S/4S/Turbo insurance rates vary by state?

Yes, how much you pay to insure your Porsche Panamera S/4S/Turbo can vary depending on where you live—including your state. For example, average car insurance rates for a 2013 Porsche Panamera S/4S/Turbo in Illinois range from roughly $42 to $48 a month, while monthly premiums in Texas range from about $66 to $75 for the same model and model year. Keep in mind: Lemonade car insurance is currently available in a handful of states and will soon roll out to many more states nationwide (make sure to join our waitlist so you’ll be the first to know when we reach your state.)

How can I save money on Porsche Panamera S/4S/Turbo car insurance?

There are so many ways you can save on your premium when you drive your Porsche Panamera S/4S/Turbo with Lemonade car insurance, including:

• Safety features that keep you even more protected on the road—like anti-lock braking systems, alarms, and airbags
• Driving with the Lemonade app—which gives you the chance to show us how awesome (and safe) of a driver you are, and to potentially get a discount when your policy renews
• Low-mileage drivers get rewarded with savings
• Multi-car discount if you need to cover more than one car on a single Lemonade car insurance policy
• Hybrid/EV discount: Lemonade will quote you a lower rate on your policy when you go green, depending on your state
• Bundle your Lemonade Car policy with any of our other insurance offerings—like renters, homeowners, or pet insurance—and become eligible for a discount on each policy

Sign up for Lemonade Car before your coverage start date. Planning ahead pays with Lemonade.

What’s the best car insurance company to protect my Porsche Panamera S/4S/Turbo?

Glad you asked! We’re a bit biased, but… when you cover your Porsche Panamera S/4S/Turbo with Lemonade car insurance, you can enjoy great coverage, score savings and discounts, and help make the planet a little greener for generations to come. Ready to take Lemonade Car for a spin in your Porsche? Click below to start your free car insurance quote, from Lemonade. It’s quick, easy, and—dare we say—even kind of fun.

Methodology

Lemonade Insurance conducted an internal analysis to evaluate policy rates across different makes and models of vehicles for a 32-year-old single female customer, currently holding a Lemonade Renters Policy in the state of Illinois. The policy considered includes only liability coverages with minimum state-mandated limits, and no optional coverages or upgrades. The customer resides in a zip code with an average cost of living, and has an insurance history that reflects no accidents, violations, or claims. Additionally, a comparison was made using the same customer profile in Texas to examine any variations in insurance rates between the two states. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only. Quotes may vary depending on individual circumstances.

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A few quick words, because we <3 our lawyers: This post is general in nature, and any statement in it doesn’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. You’re encouraged to discuss your specific circumstances with your own professional advisors. The purpose of this post is merely to provide you with info and insights you can use to make such discussions more productive! Naturally, all comments by, or references to, third parties represent their own views, and Lemonade assumes no responsibility for them. Coverage and discounts may not be available in all states.