Life Insurance 101

Before making such an important decision, it helps to have the facts

Here's how your policy could help your loved ones in their time of need.

The costs of life insurance, made simple

No medical exam life insurance is a policy you can sign up for without a full medical exam

An irrevocable beneficiary on a life insurance policy cannot be changed or removed without the beneficiary’s consent

A contingent beneficiary is the person or organization that is second in line to receive the payout from your life insurance policy if your primary beneficiary cannot

We lay out the pros and cons of term and whole life insurance, so that you can feel confident to make an educated decision

Helping provide your family with financial protection doesn't have to be confusing

The ins-and-outs of a potentially life-changing purchase for the people you love

Don’t worry, you don't need to be a rocket scientist to calculate how much life insurance you need

Whole life insurance is a type of permanent life insurance that essentially guarantees an income-tax-free payment when the policyholder passes away

We break down how a $1 million policy could help set up the people who matter most

We break down some of the most popular types of life insurance, and also explore some less traditional coverage types

If you've been turned down for a policy, you're not the only one

Let's get physical, physical

The primary beneficiary of your life insurance policy is the person, charitable organization, trust, estate, or business who receives the payout when you die

The death benefit is the amount an insurance company promises to pay out, generally tax-free, when the life insurance policyholder dies

Permanent life insurance typically guarantees an income-tax-free payment when the policyholder passes away

Credit life insurance is an insurance policy that promises to pay off a specific loan if you should pass away with outstanding debt

Let's ponder how long you'd like to be covered for.

You might be distracted right now, but this stuff is important.

Level term? Convertible? Return of premium? We break it down.

It's the perfect time to go shopping for a policy.

What to consider before your term is up.

Find out if this policy might be right for you.