Colorado Pet Insurance
Got a Balinese in Boulder, or a Newfoundland in Northglenn? Cover your pet with Lemonade pet insurance in Colorado—the smart choice to keep your fur baby happy and healthy in the Centennial State.
How much does pet insurance cost in Colorado?
Here’s a look at average rates in major Colorado cities:
| City | Average monthly base premium* |
|---|---|
| Aurora | $40 to $44 |
| Colorado Springs | $35 to $39 |
| Denver | $40 to $44 |
| Fort Collins | $40 to $44 |
Is pet insurance worth it in Colorado?
What does a Lemonade pet insurance
policy in Colorado cover?
eligible accidents and illnesses.
Here are some common types of care that Lemonade pet insurance covers in Colorado:
- Bloodwork
- X-rays
- MRI
- CT Scan
- Lab Work
- Urinalysis
- Ultrasounds
- Cancer
- Emergency Care
- Surgery
- Heart Disease
- Hospitalization
- Road Accidents
- Outpatient Care
- Allergy Medicine
- Specialty Care
- Injections
- Prescription Medications
- Arthritis Medications
- Knee, Elbow, and Hip Dysplasia
Pet parents love Lemonade
What pet insurance plans does
Lemonade offer in Colorado?
Wellness exam
Annual physical checkup for your pet
Vaccines
Up to 3 vaccines such as Rabies, DHLPP, and Bordetella
Heartworm test
Annual screening of heartworm infestation
Fecal or internal parasite test
Annual parasite evaluation test
Routine dental cleaning
Including dental x-rays, anesthesia, polishing, and more
Preventative medication
Protection for your pet against fleas, ticks, and heartworm
What additional coverage does
Lemonade offer in Colorado?
Visit fees
Helps cover the extra fee vets charge for their time and labor, separate from the actual cost of the treatment.
Read morePhysical therapy
Helps cover things like acupuncture and hydrotherapy related to functionality issues due to an unexpected illness or accident.
Read moreDental illness
Helps cover the cost of treatments related to eligible dental illness—including crowns, extractions, root canals, dental surgeries, and antibiotics.
Read moreBehavioral conditions
Helps cover the costs of diagnostics, treatments, and therapies related to eligible behavioral conditions—like therapy sessions, prescription medications, and specialized training.
Read moreEnd-of-life and remembrance
Helps cover the costs related to vet-recommended euthanasia, cremation, or commemorative items—like an urn, framed pictures, digital photo storage, or even a tattoo—even if the pet’s death is not related to an eligible condition.
Read moreHow much pet insurance do I need in Colorado?
Check out the estimated costs of some common vet services for cats and dogs in Colorado:
Estimated vet services costs for dogs across Colorado
| Vet Service | Aurora | Colorado Springs | Denver | Fort Collins |
|---|---|---|---|---|
| Spay (over 6 months) | $619 (over 50 lbs)/$541 (under 50 lbs) | $619 (over 50 lbs)/$541 (under 50 lbs) | $612 (over 50 lbs)/$535 (under 50 lbs) | $605 (over 50 lbs)/$528 (under 50 lbs) |
| Neuter (over 6 months) | $513 | $513 | $507 | $501 |
| Professional dental cleaning | $425 | $425 | $417 | $409 |
| Office visit | $75 | $75 | $74 | $72 |
Estimated vet services costs for cats across Colorado
| Vet Service | Aurora | Colorado Springs | Denver | Fort Collins |
|---|---|---|---|---|
| Spay (over 6 months) | $384 | $384 | $380 | $375 |
| Neuter (over 6 months) | $283 | $283 | $280 | $276 |
| Professional dental cleaning | $425 | $425 | $417 | $409 |
| Office visit | $75 | $75 | $74 | $72 |
Source: Banfield Pet Hospital
How does pet insurance work in Colorado?
Go to the vet
If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.
File a claim
File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.
Get reimbursed
Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.
FAQs
What are the main safety threats to pets in Colorado?
Colorado’s natural beauty comes with a few risks for pets. Wildlife like Colorado bighorn sheep, mountain goats, coyotes, and mountain lions can pose threats, especially during hikes. Keeping pets on a leash and removing tempting food or trash from your yard can help keep furry friends safe.
Ticks are another concern as they can carry Colorado tick fever, which affects both humans and pets. To keep you and your pet safe, use preventative tick medications and remove ticks promptly and properly. During winters, freezing temps and heavy snow mean pets need insulation like coats or sweaters, and their paws should be wiped clean to prevent issues from salt or chemicals on sidewalks.
What are the best dog parks in Colorado?
Colorado has amazing dog parks that are fun for both pets and their humans.
- Bear Creek Dog Park in Colorado Springs offers 25 acres of off-leash space, a mountain creek, and a smaller section for pint-sized pups.
- Westminster Dog Park offers a bigger adventure with a fenced-in 420-acre park ideal for well-trained dogs near Boulder.
- Canyon View Dog Park in Grand Junction is perfect for stretching legs if you’re road-tripping on I-70.
- Durango Off-Leash Dog Park is a great choice for water loving pups, offering 25 acres and access to the Animas River.
- Coal Mine Avenue Brewing in Littleton has its fun dog park patio, so you can grab a drink while your furry friend plays.
What are the top local pet-based businesses in Colorado?
Colorado is home to some fantastic pet-focused businesses.
- Anderson’s Natural Pet Food near Denver delivers raw, high-quality food with no preservatives, straight from Colorado’s mountain ranches.
- Suzie’s CBD Treats offer locally made CBD goodies to keep your furry friends calm and happy.
- The Bear & the Rat, crafts tasty yogurt treats for both cats and dogs.
- Simpawtico in Denver stocks healthy food, supplements, and fun toys.
- Denver Cat Company is a cozy cafe where you can sip coffee and meet adorable adoptable kittens!
Can I use Lemonade pet insurance at any vet in Colorado?
Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the U.S., including Colorado.
What are some tips for hiking with pets in Colorado?
Keep pets on a leash to prevent encounters with wild animals such as black bears or mountain lions, and consider training your pet to obey the u201cleave itu201d command to keep them away from unknown and potentially toxic plants.
Prior to your hike, familiarize yourself with the trail so that you are aware of any terrain challenges. Be sure to pack some gear for your furry friend including water, collapsible water bowls, treats, and a first-aid kit for emergencies. If you find yourself struggling to carry all the supplies for you and your furry friend, consider purchasing them a dog backpack so they can carry some of their own gear.
A few quick words, because we <3 our lawyers: This post is general in nature, and any statement in it doesn’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. You’re encouraged to discuss your specific circumstances with your own professional advisors. The purpose of this post is merely to provide you with info and insights you can use to make such discussions more productive! Naturally, all comments by, or references to, third parties represent their own views, and Lemonade assumes no responsibility for them. Coverage and discounts may not be available in all states. Lemonade Insurance analyzed policy rates to calculate average pet premiums as of October, 2024. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances
Continue Reading
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How Much Is Pet Insurance?
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Is Pet Insurance Worth It?
The benefits of a financial safety net for your furry friend’s vet bills.
How Much Does a Vet Visit Cost?
Great care isn’t cheap. We’ll take a look at an average vet bill.
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