Maryland Pet Insurance
Got a Akita in Annapolis or a Balinese in Baltimore? Cover your pet with Lemonade pet insurance in Maryland—the smart choice to keep your fur baby happy and healthy in the Old Line State.
How much does pet insurance cost in Maryland?
Here’s a look at average rates in major Maryland cities:
| City | Average monthly base premium* |
|---|---|
| Baltimore | $35 to $39 |
| Bowie | $35 to $39 |
| Frederick | $45 to $49 |
| Gaithersburg | $50 to $54 |
Is pet insurance worth it in Maryland?
What does a Lemonade pet insurance
policy in Maryland cover?
eligible accidents and illnesses.
Here are some common types of care that Lemonade pet insurance covers in Maryland:
- Bloodwork
- X-rays
- MRI
- CT Scan
- Lab Work
- Urinalysis
- Ultrasounds
- Cancer
- Emergency Care
- Surgery
- Heart Disease
- Hospitalization
- Road Accidents
- Outpatient Care
- Allergy Medicine
- Specialty Care
- Injections
- Prescription Medications
- Arthritis Medications
- Knee, Elbow, and Hip Dysplasia
Pet parents love Lemonade
What pet insurance plans does
Lemonade offer in Maryland?
Wellness exam
Annual physical checkup for your pet
Vaccines
Up to 3 vaccines such as Rabies, DHLPP, and Bordetella
Heartworm test
Annual screening of heartworm infestation
Fecal or internal parasite test
Annual parasite evaluation test
Routine dental cleaning
Including dental x-rays, anesthesia, polishing, and more
Preventative medication
Protection for your pet against fleas, ticks, and heartworm
What additional coverage does
Lemonade offer in Maryland?
Visit fees
Helps cover the extra fee vets charge for their time and labor, separate from the actual cost of the treatment.
Read morePhysical therapy
Helps cover things like acupuncture and hydrotherapy related to functionality issues due to an unexpected illness or accident.
Read moreDental illness
Helps cover the cost of treatments related to eligible dental illness—including crowns, extractions, root canals, dental surgeries, and antibiotics.
Read moreBehavioral conditions
Helps cover the costs of diagnostics, treatments, and therapies related to eligible behavioral conditions—like therapy sessions, prescription medications, and specialized training.
Read moreEnd-of-life and remembrance
Helps cover the costs related to vet-recommended euthanasia, cremation, or commemorative items—like an urn, framed pictures, digital photo storage, or even a tattoo—even if the pet’s death is not related to an eligible condition.
Read moreHow much pet insurance do I need in Maryland?
Check out the estimated costs of some common vet services for cats and dogs in Maryland:
Estimated vet services costs for dogs across Maryland
| Vet Service | Baltimore | Bowie | Frederick | Gaithersburg |
|---|---|---|---|---|
| Spay (over 6 months) | $651 (over 50 lbs)/$568 (under 50 lbs) | $659 (over 50 lbs)/$575 (under 50 lbs) | $659 (over 50 lbs)/$575 (under 50 lbs) | $667 (over 50 lbs)/$582 (under 50 lbs) |
| Neuter (over 6 months) | $538 | $545 | $545 | $552 |
| Professional dental cleaning | $457 | $466 | $466 | $474 |
| Office visit | $83 | $85 | $85 | $87 |
Estimated vet services costs for cats across Maryland
| Vet Service | Baltimore | Bowie | Frederick | Gaithersburg |
|---|---|---|---|---|
| Spay (over 6 months) | $403 | $408 | $408 | $413 |
| Neuter (over 6 months) | $297 | $301 | $301 | $305 |
| Professional dental cleaning | $457 | $466 | $466 | $474 |
| Office visit | $83 | $85 | $85 | $87 |
Source: Banfield Pet Hospital
How does pet insurance work in Maryland?
Go to the vet
If your pet gets sick or injured, just visit any state-licensed veterinarian for the diagnostics, procedures, and medications your furry friend may need to recover.
File a claim
File a claim on the Lemonade app in minutes. You’ll need a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit.
Get reimbursed
Get your money back directly into your bank account from Lemonade for eligible claims. Around 50% of Lemonade pet insurance claims are handled instantly.
FAQs
What are the main safety threats to pets in Maryland?
Maryland pets face a few safety risks. Ticks, including deer ticks and lone star ticks, are common and can spread diseases like Lyme disease—so always check your pets after outdoor adventures. Snakes, like the copperhead and timber rattlesnake, are shy but can bite if threatened. Keep your pets away from underbrush and rocky areas to avoid unpleasant surprises.
Weather can also pose a threat. Overheating in the summer is a big concern—never leave your dog in the car and provide plenty of water and shade. Cold winters can be tough too, with hazards like frostbite and chapped paw pads. Keep pets inside during freezing temperatures and clean their paws after icy walks to prevent irritation.
What are the best dog parks in Maryland?
Maryland is full of exciting dog parks for your furry friend.
- Quiet Waters Dog Park in Annapolis is a fantastic spot with areas for all breeds, trails, a beach, and even a dog wash to clean up after the fun.
- Latrobe Dog Park in Baltimore offers an astroturfed surface, fun tree trunks, rocks, and a waterslide—perfect for adventurous pups.
- Cabin John Dog Park in Bethesda, features wooded areas and rock formations for exploring.
- Patterson Dog Park in Baltimore is known for its astroturf, creek, and separate sections for small and older dogs.
What are the top local pet-based businesses in Maryland?
Maryland has some fantastic pet-focused businesses to check out.
- The Green K9 offers all-natural pet products, along with grooming and daycare services, even providing same-day delivery within five miles.
- Baron’s K-9 Market is a trusted name for natural and holistic food, with over 50 years of experience in pet care.
- Canine Fitness Center specializes in aqua therapy, acupuncture, and massage for your dog’s health.
- Chesapeake Pet Resort on Chesapeake Bay offers cozy cabins and playtime with staff if your furry friend deserves a luxurious stay.
- Puptrait creates quirky pet portraits with style, for one-of-a-kind keepsakes.
Can I use Lemonade pet insurance at any vet in Maryland?
Yes, since we work on a reimbursement basis you can use your Lemonade pet insurance policy at any licensed vet in the U.S., including Maryland.
Can I bring pets on Maryland public transportation?
Small pets in carriers are typically allowed on Maryland’s MARC trains and buses, though it’s always best to double check before your trip. However, service animals are permitted without restrictions. You’ll also want to make sure your pet is calm and secure for the trip.
A few quick words, because we <3 our lawyers: This post is general in nature, and any statement in it doesn’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. You’re encouraged to discuss your specific circumstances with your own professional advisors. The purpose of this post is merely to provide you with info and insights you can use to make such discussions more productive! Naturally, all comments by, or references to, third parties represent their own views, and Lemonade assumes no responsibility for them. Coverage and discounts may not be available in all states. Lemonade Insurance analyzed policy rates to calculate average pet premiums as of October, 2024. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances
Continue Reading
What is Pet Insurance Coverage and How Does It Work?
Your go-to resource for pet insurance coverage, in plain English.
How Much Is Pet Insurance?
Let’s dig into the factors that impact how much your pet insurance costs.
Is Pet Insurance Worth It?
The benefits of a financial safety net for your furry friend’s vet bills.
How Much Does a Vet Visit Cost?
Great care isn’t cheap. We’ll take a look at an average vet bill.
Compare Pet Insurance
Pet insurance comparison made easy, compare to other providers and choose the best plans which are right for your dog or cat.
How Often Should You Take Your Dog to the Vet?
Keep your pup’s tail wagging between check-ups.