As a pet parent in Chesapeake, it’s crucial to consider investing in pet insurance to ensure your four-legged friend receives the best possible health care, regardless of the circumstances.
We’ll go through the ins-and-outs of pet insurance in Chesapeake so you can keep your furry companion—and your wallet—covered.
TL;DR-
Lemonade offers pet insurance in Chesapeake that’s crafted by vets and tailored for your pet.
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You’ll only pay for the coverage your pet actually needs, and we offer loads of discounts.
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We work with any licensed vet in the US, as long as they’re licensed in the state they practice in.
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Half of Lemonade’s pet insurance claims are settled instantly.
How much does pet insurance cost in Chesapeake?
The average estimated cost of Lemonade pet insurance in Chesapeake ranges from roughly $45 to $49 a month. But how much you pay for pet insurance depends on several factors—like the breed and age of your pet, where you live, and the coverage and coverage amounts you choose.
At Lemonade, a policy for a dog or a cat starts at $10/month. On average, across different ages, breeds, and locations, Lemonade pet parents pay around $28/month to keep their cats covered and roughly $47/month to keep their pups covered. You can learn more about the costs of pet insurance here, or start your free quote below.
What pet insurance plans does Lemonade offer in Chesapeake?
A base Lemonade pet health insurance policy in Chesapeake helps cover the costs of medication, tests, and treatments if your cat or dog has an unexpected accident or illness (provided it’s not related to a pre-existing condition, and occurs after your policy’s waiting period has ended).
Lemonade also offers three preventative care packages:
- Preventative + Care package
- Preventative + Care package
- Preventative Package for Puppy/Kitten
These packages are designed to keep your pet healthy and help cover expenses you’re probably paying for routine care anyway, such as check-ups and teeth cleanings. By adding one of these packages to your Lemonade policy, you’ll get access to all kinds of things—like your annual blood tests, vaccinations, wellness exam, and more. There may be some applicable exclusions.
Depending on your pet’s age, this package covers things like spaying/neutering, vaccinations, microchipping, and flea and tick treatments.
You can also customize your Lemonade policy with a mix and match of optional add-ons like:
- Physical therapy
- Vet visit fees
- Dental Illness
- Behavioral conditions
- End-of-life and remembrance
These coverages can help take a bite out of pricey treatments, services, and trips to the vet.
Lemonade Pet policyholders also have access to Chewy’s Connect with a Vet service, which allows you to chat with veterinary professionals on any aspect of your pet’s health and well-being. Keep in mind that this service is a supplement to in-person or virtual vet exams, and the Chewy team cannot prescribe medication or diagnose illnesses.
What does pet insurance cover in Chesapeake?
A base pet insurance policy, like those offered by Lemonade in Chesapeake covers the costs of diagnostics (like x-rays or blood tests) and treatments (like surgery or medication) for eligible accidents and illnesses.
| A base Lemonade Pet policy can help cover things like… | ||
|---|---|---|
| Bloodwork | Ultrasounds | Road accidents |
| X-rays | Cancer | Outpatient care |
| MRI | Emergency care | Allergy medicine |
| CT Scans | Surgery | Specialty care |
| Lab work | Heart disease | Injections |
| Urinalysis | Hospitalization | Prescription medications |
| Arthritis medication | Knee dysplasia | Elbow and hip dysplasia |
How much pet insurance do I need in Chesapeake?
The right amount of pet insurance for your needs is all about finding a balance between how much you feel comfortable spending on your monthly premium with how much you could pay for an unexpected vet bill.
To get a sense of how much you might need to spend on vet bills to keep your furry friend happy and healthy, check out the estimated costs of some common vet services in Chesapeake below.
Keep in mind: Coverage may depend on purchasing additional add-ons or Preventative Care packages with Lemonade.
Estimated vet services costs for dogs in Chesapeake
| Vet service | Estimated cost | Covered by Lemonade Pet? |
|---|---|---|
| Office visit | $67 | ✔️ |
| Office visit (add additional pet) | $52 | ✔️ |
| Bortedella vaccine | $32 | ✔️ |
| DAPP vaccine | $38 | ✔️ |
| Bivalent Influenza vaccine | $51 | ✔️ |
| Leptospirosis vaccine | $23 | ✔️ |
| Lyme Disease vaccine | $41 | ✔️ |
| Rabies vaccine | $27 | ✔️ |
| Professional dental cleaning | $388 | ✔️ |
| Neuter package (over 6 months) | $483 | ✔️ |
| Neuter package (under 6 months) | $414 | ✔️ |
| Spay package (over 6 months / over 50 pounds) | $583 | ✔️ |
| Spay package (over 6 months / under 50 pounds) | $509 | ✔️ |
| Spay package (under 6 months) | $442 | ✔️ |
Estimated vet services costs for cats in Chesapeake
| Vet service | Estimated cost | Covered by Lemonade Pet? |
|---|---|---|
| Office visit | $67 | ✔️ |
| Office visit (add additional pet) | $52 | ✔️ |
| Feline Distemper FVRCP | $32 | ✔️ |
| Feline Leukemia Virus vaccine | $34 | ✔️ |
| Rabies Vaccine | $27 | ✔️ |
| Professional dental cleaning | $388 | ✔️ |
| Neuter package (over 6 months) | $267 | ✔️ |
| Neuter package (under 6 months) | $214 | ✔️ |
| Spay package (over 6 months / over 50 pounds) | $362 | ✔️ |
| Spay package (under 6 months) | $308 | ✔️ |
How does pet insurance work in Chesapeake?
1. Buy a policy
Answer a few quick questions about your 5-month-old Beagle, Luna, and build your pet’s policy with the help of our friendly AI chatbot Maya. The monthly premium you pay is determined by a few factors, mostly things that you can customize, like your annual deductible, your co-insurance, the annual limit on your plan, and any preventative care packages or add-ons you include.
If you want, you can take a deeper dive into how to buy a Lemonade pet insurance policy.
2. Go to the vet
You rush Luna to the vet after she sneaks into your halloween candy stash. The candy wrappers she scarfed down cause intestinal blockage, and she ends up needing an emergency intestinal blockage surgery that comes with a price tag of $7,000. Woof. But because you have pet insurance, you don’t have to worry about the full amount.
3. File a claim
You get a pic of the vet invoice and/or a paid receipt, plus a copy of your medical records or notes from that specific vet visit. Then you head to the Lemonade app to file a pet insurance claim with the help of our friendly AI chatbot Jim.
4. Get your money back
Luna is safely on the mend and you get up to a $6,300 reimbursement back in your pocket from Lemonade!
Is pet insurance worth it in Chesapeake?
When deciding if pet insurance is worth it for you financially, it may help to see it as an investment for the future.
Check out how much pet parents of dogs and cats under two years old have saved on vet bills in Virginia by signing their fur baby up for pet insurance.
| Breed | Amount saved |
|---|---|
| Golden Retriever | $1,131 |
| Goldendoodle | $684 |
| Labrador Retriever | $885 |
| Domestic Shorthair | $415 |
It’s worth noting that as your dog ages, they will require more veterinary care and treatments, which is why it pays to take out a pet insurance policy for your dog as early as possible. If you try to sign your 13-year-old dog up for insurance for the first time, they might be declined due to their age; either way, they’re more likely to have pre-existing conditions that won’t be covered by insurance.
At Lemonade, you can cover your pet from the time they’re two months old.
Before we go…
We love our pets in Chesapeake, but sometimes those vet bills can take a real bite out of our wallets, which is why more and more pet parents are choosing to get covered with the best dog insurance plan or cat insurance plan.
Get a free quote in seconds, and get your furry friend covered in Chesapeake.
A few quick words, because we <3 our lawyers: This post is general in nature, and any statement in it doesn’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. You’re encouraged to discuss your specific circumstances with your own professional advisors. The purpose of this post is merely to provide you with info and insights you can use to make such discussions more productive! Naturally, all comments by, or references to, third parties represent their own views, and Lemonade assumes no responsibility for them. Coverage and discounts may not be available in all states.
