Contents Insurance 101
Got contents insurance questions? We’ve got answers! Get the scoop on your contents insurance policy—from cover, to costs, and more.
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Insured
An “insured” is how the person (aka policyholder) being covered is referred to on a contents insurance policy.
Insurance Quote
An insurance quote is an estimate of how much an insurance policy would cost (note: it isn’t set in stone so your final premium may be a little different… or the same!)
Who Does Your Insurance Policy Cover?
Your go-to guide for who's covered under your household insurance policy.
Additional Insured
An additional insured is a person living with you, that you'd like to be insured by your policy.
Contents Insurance
Contents insurance offers you financial help if bad things happen to you or your stuff. In exchange, you pay monthly payments (your ‘premium’) to your insurance company.
Premium
A premium is the cost of your insurance policy. Usually, insurance companies give you a monthly price, such as starting from £4/month.
Excess
An insurance excess is the amount of money you choose when purchasing a policy that will be subtracted from any future claims payouts.
Policyholder
A policyholder is the one who owns the insurance policy. So, if you buy an insurance policy under your own name, you’re the policyholder, and you’re protected by all of the details inside.
What is Contents Insurance?
From theft to personal liability, get to grips with your policy.